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Iowa Medical Insurance Help

Click here for a list of free medical clinics in Iowa

What's Available?
-Taken From Iowa Department Of Human Services

Medicaid (Title 19) is described (below) on this page.

hawk-i insurance for iowa children

If you have children they may be eligible for free or low-cost health insurance from the state of Iowa's Hawk-I plan for kids.  Placing your children on this plan and placing you and your spouse on a regular health insurance plan may significantly reduce your premiums if you qualify.  For more information on the Hawk-I plan click the banner.
HIPIOWA Comprehensive Health Insurance For people with pre-existing conditions that have resulted in a private insurance company declining or placing an amendment rider on application.
State Pays Your Share of Employer-Provided Health Insurance

Health Insurance Premium Payment (HIPP) Program

Health Insurance Premium Payment (HIPP) program is one of the services available to people who get Medicaid. The HIPP program helps people on Medicaid get insurance or keep insurance they already have by paying for the premiums when it is cost effective.

Who Can Get Help?
To qualify for HIPP we must determine that it is cost effective to pay your health insurance premiums. "Cost effective" means that it costs less for the Department of Human Services to buy the insurance to help pay your medical bills than for Medicaid to pay all of the costs. Even if HIPP pays your health insurance, you will still get Medicaid for those services not covered by your insurance.

How Can I Get More Information?
For more information about the HIPP program:
 
  • Ask your worker for a booklet called "The Health Insurance Premium Payment (HIPP) Program for Iowa Medicaid Recipients" (Comm.91). This booklet also contains an application for the program. OR
  • Call the HIPP Unit at: 1-888-346-9562 (toll free)
How Do I apply?
It's easy to apply for HIPP.

If you are employed and are paying for health insurance through your job, your county DHS worker may already have referred you to HIPP. Your county DHS worker may also have referred you if your employer offers health insurance but you have not signed up. If you have not heard directly from the HIPP Unit, please call your county DHS worker and tell them you want to apply for HIPP.

If you have access to a printer, you can print an application from this website (see links below). Complete the application by hand then return it to the DHS office serving the county where you live.

You can also get an application form from any county Department of Human Services (DHS) office. Click on County DHS Office Locations to find the location of the county DHS office nearest you.

Link to Program Application

 
English
 
Health Insurance Premium Program (HIPP)
 
Health Insurance Premium Payment Program
 

What if I Have Questions?

Any county DHS office can answer questions about the programs and services described here. Contact the county DHS office serving the county where you live (County DHS Office Locations).

The county DHS office serving your county is also listed in the State or County Government section of your local phone book, under "Department of Human Services" or just "Human Services".

You may also contact the Department's Field Office Support Unit by calling (515) 281-6899 or 1-800- 972-2017.

Medicaid (Title 19)

Medicaid is a program that pays for covered medical and health care costs of people who qualify. The Medicaid program is funded by federal and state governments and is managed by the Iowa Department of Human Services.

What's available?

A wide range of medical and health care services is available through the Medicaid program. These services are covered only if they are medically necessary. Medicaid recipients have free choice of a doctor, dentist, pharmacy, and other providers of services. However, in many counties, some people covered by Medicaid are required to get certain medical services through a managed health care provider (either a health maintenance organization (HMO) or a MediPass doctor). These people have the opportunity to select a provider, however, if they do not select one they will be assigned to a provider. A provider that chooses to participate in the Medicaid program must accept the payments that Medicaid makes and make no additional charges to the recipient for services covered under the program. However, some services covered by Medicaid do require a small co-payment be paid.

Eligibility groups are a category of people who meet certain common eligibility requirements. A broad range of these groups are listed under "Who can get Medicaid" below. Some Medicaid eligibility groups cover additional services, such as nursing facility care and care received in your home. Some Medicaid eligibility groups have higher income and resource limits, charge a premium, only pay the Medicare premium or cover only expenses also paid by Medicare, or require you to pay a specific dollar amount of your medical expenses. The worker who processes your application will determine which eligibility group you are eligible for.

Who can get Medicaid?

Medicaid is available to certain, low income people. You must be one of the following to get Medicaid. These are called eligibility groups.

· A child under age 21;

· A parent living with a child under age 18;

· A woman who is pregnant;

· A woman who needs treatment for breast or cervical cancer and who has been diagnosed through the Breast and Cervical Cancer Early Detection Program;

· A person who is aged (over 65);

· A person who is blind or disabled;

· Certain Medicare beneficiaries; or

· A person who is disabled and working.

To get help from most Medicaid programs, you must:

· Be a U.S. citizen or a legal qualified alien.

· Live in Iowa.

· Provide a social security number or proof of application for a number.

· Meet income and resource limits (these vary from program to program).

· Provide all information needed to determine eligibility and benefit level.

Exceptions:

· Up to 3 days of Medicaid is available to pay for the cost of emergency services for aliens who do not meet citizenship, alien status, or social security number requirements. The emergency services must be provided in a facility such as a hospital, clinic, or office that can provide the required care after the emergency medical condition has occurred. .

How do I apply?

To get most of our services, you must fill out an application form. Staff in the county Department of Human Services office determines eligibility for most people. There are a few exceptions:

· The district office of the Social Security Administration determines eligibility for people who may be eligible for SSI.

· Presumptive Medicaid eligibility determinations for pregnant women and women who need treatment for breast and cervical cancer are made by certain providers who are authorized by the Department.

If you have access to a printer, you can print an application from this website (see links below). Complete the application by hand then return it to the DHS office serving the county where you live.

You can also get an application form from any county Department of Human Services (DHS) office. Click on County DHS Office Locations to find the location of the county DHS office nearest you.

Links to Program Applications

If you want to apply for just Medicaid (Title 19), click on the link below:

English

 

Medical Assistance (Title 19 or Medicaid)

Need Legal size paper.

Health Services Application

 

Espanol

Medical Assistance (Title 19 o Medicaid)

Necesite papel Legal de tamaño.

Solicitud De Servicios Médicos

If you want to apply for Medicaid (Title 19), Food Assistance and/or Family Investment Program (FIP) click on the link below:

English

Family Investment Program (FIP), Refugee Cash Assistance, Food Assistance or Medical Assistance

Health and Financial Support Application

 

Espanol

Family Investment Program (FIP), Refugee Cash Assistance, Food Assistance or Medical Assistance

Solicitud de Apoyo de Salud y Financiero

When can Medicaid start?

Medicaid eligibility may start up to three months before the month you apply in (called the retroactive period) if:

· You have paid or unpaid medical expenses for covered medical services which were incurred during the 3 months before you applied, and

· You would have been eligible for Medicaid in those months if you had applied for Medicaid (whether or not the person is alive when the application is actually filed).

You don't have to be eligible now for Medicaid to be eligible in any month of the retroactive period.

What if I Have Questions?

Any county DHS office can answer questions about the programs and services described here. Contact the county DHS office serving the county where you live (County DHS Office Locations).

The county DHS office serving your county is also listed in the State or County Government section of your local phone book, under "Department of Human Services" or just "Human Services".

You may also contact the Department's Field Office Support Unit by calling (515) 281-6899 or
1-800- 972-2017.

 

We service all cities & towns in Iowa including:

Albia - Ames - Ankeny - Belle Plaine - Bettendorf - Bloomfield - Boone - Burlington - Cedar Falls - Cedar Rapids - Centerville - Chariton - Charles City - Cherokee - Clinton - Council Bluffs - Coralville - Corydon - Creston - Davenport - Denison - Des Moines - DubuqueFairfield - Fort Dodge - Fort Madison - Iowa City

Click on your town to see more city specific information such as free medical & dental clinics in your area.
 

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